Tom Calforda , CFA


Professional Experience:

  • Tom has worked in the securities industry for 33 years
    • 3 years with Financial Planning Firms (John Hancock & Minnesota Mutual)
    • 15 years with large banks (Citigroup, Bank of America, and Wells Fargo)
    • 15 years in his own firm, C & T Group Investment Management L.L.C.
  • Tom and his partner, Dave Torp, work with individuals, businesses, and institutional clients, devising investment strategies and structuring portfolios appropriate for the client's established financial goals and objectives.
  • They have a special emphasis on managing portfolios for clients seeking to save money for retirement and managing income for those in retirement.
  • They believe in allocating investments across a variety of asset classes, and that diversification, along with having a long term focus, are the key ingredients to asset growth and wealth accumulation while minimizing risk.


  • General Securities Registration (Series 7) held with LPL
  • Uniform Securities Registration (Series 63) held with LPL
  • Registered Investment Advisor (Series 65) held with LPL
  • Life, Disability, and Variable Insurance Licenses

*Registered Representative with LPL Financial


  • BA with Honors, Business Economics, University of California, Santa Barbara 1989
  • Chartered Financial Analyst 1997

Community Involvement:

  • Past treasurer for St John the Baptist Catholic Church Men's Club.
  • Past treasurer for Napa Valley Masters Water Polo Club.

Phone (707)259-5335
Fax (707)259-5454